About Us - Callaghan Financial ServicesAt Callaghan Financial Services, we believe that financial planning should be clear, personal, and empowering. Whether you are preparing for retirement, managing investments, or seeking professional guidance on cross-border financial solutions, our goal is simple: to help you achieve long-term financial security and peace of mind.Founded on the values of trust, integrity, and transparency, we pride ourselves on delivering tailored advice that is designed around your unique circumstances. Every client has their own goals, challenges, and aspirations, which is why our approach is never one-size-fits-all. Instead, we take the time to understand your situation fully, ensuring that the financial strategies we develop are realistic, tax-efficient, and future-focused.Who We AreCallaghan Financial Services was established to meet the growing demand for independent, high-quality financial advice. With years of experience in the financial sector, our advisers combine technical knowledge with a personal approach, ensuring you receive guidance that is both expert-driven and easy to understand.Our team specialises in working with individuals, families, and businesses across multiple regions, with a particular focus on UK expatriates living in Europe. From pension transfers to wealth preservation, we offer a comprehensive range of services designed to safeguard your assets and help you build a brighter financial future.What We DoWe provide a wide variety of financial solutions, tailored to your needs. Our core services include:1. Retirement and Pension PlanningPlanning for retirement is one of the most important financial decisions you will ever make. We help clients review their existing pensions, explore options such as QROPS (Qualifying Recognised Overseas Pension Schemes), and develop strategies that maximise retirement income while minimising tax liabilities.2. Wealth Management and InvestmentsOur investment strategies are built around your goals, time horizon, and attitude to risk. We focus on long-term, sustainable investment solutions designed to grow and protect your wealth. Whether you are seeking growth, income, or a balanced portfolio, we create personalised strategies that evolve with your circumstances.3. Cross-Border Financial AdviceFor expatriates, financial planning can be complex. Different tax regimes, pension rules, and inheritance laws make it essential to have an adviser who understands both UK and international financial systems. At Callaghan Financial Services, we specialise in cross-border solutions that keep you compliant while ensuring your wealth works efficiently for you.4. Tax-Efficient StrategiesWe help clients structure their finances in a way that reduces unnecessary tax exposure. From estate planning to tax efficient investments, our aim is to give you confidence that your money is working harder while remaining fully compliant with regulations.5. Protection and InsuranceFinancial planning is not just about growth it’s also about protection. We provide guidance on life cover, income protection, and critical illness insurance, giving you and your loved ones peace of mind.Why Choose Callaghan Financial Services?There are many financial advisers in the market, but our clients choose us for our:Personalised Service - We take the time to understand your situation in detail before making recommendations.Transparency - No hidden fees or confusing jargon. We believe in open, honest communication.Expertise - Our advisers are experienced in both UK and international markets, offering tailored solutions for expatriates.Long Term Relationships - Financial planning is not a one-off task. We stay by your side, reviewing and adjusting your plans as your circumstances change.Proven Track Record - Many of our clients have been with us for years, trusting us to guide them through every stage of their financial journey.Our ClientsOur clients come from all walks of life, but they share a common goal: the desire to make informed decisions about their financial future. We work with:- Retirees looking to secure a steady income.
- Professionals and business owners seeking to grow and protect their wealth.
- Expatriates needing specialist advice on pensions, tax, and investments across borders.
- Families wanting to ensure their loved ones are financially secure for generations to come.
No matter who you are or where you live, our mission remains the same: to provide clear, actionable financial advice that supports your goals.Our VisionWe see financial planning as more than numbers and spreadsheets. It’s about people, their ambitions, their security, and their future. At Callaghan Financial Services, our vision is to empower individuals and families with financial confidence, giving them the tools and strategies they need to thrive.We believe that by focusing on honesty, personal service, and forward thinking strategies, we can help clients navigate an increasingly complex financial world with ease.Our CommitmentWhen you choose Callaghan Financial Services, you are choosing a partner who will stand beside you every step of the way. From your first consultation to your long term financial plan, our commitment is to always put your best interests first.We know that financial decisions can be overwhelming, which is why we simplify the process. With us, you can expect clarity, professionalism, and unwavering support.Get in TouchWe would be delighted to discuss how we can help you achieve your financial goals. Whether you are looking to review your pension, plan for retirement, or explore investment opportunities, our team is here to support you.Email: QROPS@MSN.COMTelephone: +34 698 243 745Website: www.gcqrops.comDisclaimerThe information provided by Callaghan Financial Services is for general guidance only and should not be considered financial, tax, legal, or investment advice. While every effort is made to ensure accuracy, regulations and tax rules are subject to change. We recommend seeking personalised advice before making any financial decisions. Callaghan Financial Services cannot be held responsible for any loss arising from reliance on this content.